The most complete budget tracker available — period.
We studied every top-selling budget spreadsheet on Etsy and Gumroad and built one that includes ALL their features plus 3 improvements they don’t have.
9 Tabs Included
- Dashboard with pie chart — spending breakdown at a glance
- Monthly Budget — 15 categories, 12 months, auto-totals
- Paycheck Budget — for weekly/bi-weekly pay
- 50/30/20 Rule Calculator — is your spending ratio healthy?
- Net Worth Tracker — monthly assets vs debts
- Savings Goals — targets, progress bars, months-to-goal
- Debt Payoff Calculator — snowball vs avalanche
- Bill Calendar — never miss a payment
- Quick Start Guide — set up in 5 minutes
3 Improvements Over Top Sellers
- Net Worth + Budget in ONE file (competitors sell separately)
- 50/30/20 auto-calculator built in
- Protected formulas — impossible to break
Works with Excel, Google Sheets, LibreOffice. Instant download.
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